Loan Rates
All rates and products subject to change without notice.
Please visit a branch to apply for for an auto loan, savings secured or overdraft line of credit.
Mortgage Rates
Fixed Mortgage Rates
Rates Effective: 5/4/2024
- 5% Minimum Down Payment Required for 1 Family Owner Occupied
- 15% Minimum Down Payment required on 2 Family Owner Occupied
- 25% Minimum Down Payment Required for 3‐4 Family Owner Occupied
- Purchase or Refinance
Maximum Loan Amount: 1 Family: $766,500| 2 Family: $981,500| 3 Family: $1,186,350| 4 Family: $1,474,400
Jumbo Loans: For loan amounts greater than above, add 0.25% to the published rate
Term | Months | Points | Rate | APR | Payment Per $1,000* |
---|---|---|---|---|---|
30 | 360 | 2 | 7.000% | 7.313% | $6.65 |
30 | 360 | 1 | 7.125% | 7.337% | $6.74 |
30 | 360 | 0 | 7.250% | 7.361% | $6.82 |
20 | 240 | 2 | 6.875% | 7.276% | $7.68 |
20 | 240 | 1 | 7.000% | 7.269% | $7.75 |
20 | 240 | 0 | 7.125% | 7.226% | $7.83 |
15 | 180 | 2 | 6.750% | 7.247% | $8.85 |
15 | 180 | 1 | 6.875% | 7.208% | $8.92 |
15 | 180 | 0 | 7.000% | 7.171% | $8.99 |
10 | 120 | 0 | 6.750% | 6.985% | $11.48 |